Describe a time you borrowed something from your friends or family
You should say:
What it was
When you borrowed it
Whom you borrowed it from
What you did with it
And why you borrowed it
Just after finishing my college, I along with two other friends planned to start a small business. It would be 2015, I guess, and I was convinced to be part of this business and borrowed the money from my father. Besides my university, I got serious about our new venture and I had been able to return the money within a year that I took from my father as a loan. When I returned the money to my father, he seemed surprised and I explained to him how our interior design house is flourishing day by day. He told me that he was quite astonished that our little venture eventually saw the light of success.
I thanked him for the money and explained how we worked together to make it a success. I also showed my gratitude and mentioned that without his money, I could not have been a part of this business.
In numerous times, I borrowed books, laptops, music player, money, CDs and so on from my friends and relatives but the two thousand dollars I took from my father was something quite different and I am lucky that I decided to borrow it from my father for a good reason.
Why do some people like to borrow things instead of buying them?
What would you do if people don t return the money they borrowed from you?
Why are people embarrassed when they borrow money from others?
How often you borrow something from others?
Borrowing is not in my nature but when I am in extreme need of something and I cannot manage alone getting that, I borrow. But it is a rare event for me and my surrounding people that I am borrowing something from them. However, I do not bother in lending.借款不是我的天性，但当我极度需要某样东西的时候，我无法独自得到它，我就借了。但对我和周围的人来说，这是一件罕见的事情，我向他们借了一些东西。然而，我不愿意贷款。
In which situation people usually borrow things?
When people have nothing to do with any specific issue, they are to borrow from others. For instance, you are standing in a bus queue to get the ticket for returning your home and suddenly realised that someone took your wallet (I mean you are experiencing a pickpocket) but you have to go home, what will you do? This is an emergency for you. The first thing you will do is that you will look for any familiar people who can help you in that situation by paying your ticket fare. In such a situation, you will not mind in borrowing and also will return the favour in the next day or when it is possible.当人们与任何具体问题毫无关系时，他们就会向别人借钱。举个例子，你站在一个公共汽车队列里，拿着回家的车票，突然意识到有人拿走了你的钱包(我的意思是你正在经历一个扒手)，但是你必须回家，你会怎么做?这对你来说是紧急情况。你要做的第一件事是，你会寻找任何熟悉的人，他们可以通过支付你的票费来帮助你。在这种情况下，你不会介意借款，也会在第二天或可能的时候回报你的恩惠。
Is it good to borrow apart from the emergency situations?
If you make it a habit of borrowing things in every situation it will be considered as a bad habit. Moreover, it will reduce your credibility and a help building a negative image of you among your surrounding people. You can borrow anything you need if it is an emergency for you. Besides, the people will extend their helping hand towards you without any condition or second thought when they will realise that truly you are in danger. But if you abuse their generosity, at the end of the day you will get no help from any of them. In this case, you can recall the moral story of the cowboy and tiger.如果你养成了在任何情况下都要借东西的习惯，那就会被认为是一种坏习惯。此外，它还会降低你的可信度，并帮助你在周围的人中间树立一个负面形象。如果对你来说是紧急情况，你可以借任何你需要的东西。此外，当人们意识到你真的处于危险之中时，他们会毫不犹豫地向你伸出援助之手。但是如果你滥用他们的慷慨，在一天结束的时候你将得不到任何他们的帮助。在这种情况下，你可以回忆起牛仔和老虎的道德故事。
Is it okay to borrow money from neighbours?
You can take anything if you truly need them. It may be money, it may be any favour or even it may be any sort of physical and mental support. But it should be necessary and you need to be unable right that moment to gather the things you are borrowing. You can borrow money from your neighbours too but you need to be honest in this case. You are to return the money within the promised returning time. If you miss the deadline, the neighbour may not say you something due to courtesy but you may not get any further help from him/ her in future.如果你真的需要，你可以借任何东西。它可能是金钱，它可能是任何恩惠，甚至它可能是任何形式的身体和精神上的支持。但这应该是必要的，你需要在那一刻无法将你所借的东西收集起来。你也可以从你的邻居那里借钱，但在这种情况下你需要诚实。你要在承诺的归还时间内归还这笔钱。如果你错过了最后期限，邻居可能不会因为礼貌而对你说些什么，但将来你可能得不到他/她的进一步帮助。
What problems can occur while collecting return money from people?
Usually, people love to forget the favours. Many people do not care about the favours once they receive those in their emergencies. As a result, they ignore to acknowledge the favours and do not refund them and even if they return, the break several deadlines. It mostly happens for money. If you loan someone an amount of money, you will never get that back in time. It happens everywhere. The beneficiaries start showing different excuses for the return. You are to run after them to collect the money and they, in fact, do not care about the importance of your favour. These are the common problems for lending money and getting that back.通常，人们喜欢忘记好处。许多人一旦在紧急情况下得到了这些好处，就不关心他们的好处。因此，他们忽视了对好处的认可，也不向他们退款，即使他们回来了，也会在最后期限前完成。这主要是为了钱。如果你借给某人一笔钱，你将永远无法及时得到回报。它到处都在发生。受益人开始为回归提供不同的借口。你要追着他们去收钱，事实上，他们并不关心你的恩惠的重要性。这些都是贷款和收回贷款的常见问题。
Why sometimes it is difficult to ask somebody to return the money they borrowed?
Sometimes people cannot ask the money that was borrowed to someone mostly for the interpersonal relationship. Sometimes the relationships are so warm that the borrower does not return the money in time and the person who offered cannot also ask for that. It becomes difficult for him/ her to ask the money. It may also happen that the borrower is still in distress and thus the loan provider cannot ask to return the money. Besides, it may also happen that the loan provider has become irritated by running after the borrower, and in that case, it becomes difficult as well to ask for the money return.有时候，人们不能向别人借钱，而这些钱主要是为了人际关系。有时，关系是如此的温暖，以至于借款人无法及时归还资金，而提供的人也不能要求这样做。对他/她来说，要钱是很困难的。还可能发生的情况是，借款人仍处于困境，因此贷款提供者不能要求归还这笔钱。此外，贷款提供者也可能因追逐借款人而变得恼怒，在这种情况下，要求返还资金也变得困难。