In a certain country, insurance companies pay only a fixed percentage – set by law and uniform across all insurance companies – of the fees actually billed by healthcare providers; the remaining balance is waived. Patients without insurance coverage, however, are legally responsible for the full amount of those fees. If the fixed percentage set for insurance companies is changed, healthcare providers will adjust their fees so that the insurance companies pay the same dollar amount that they would have paid before the change.

  The information given most strongly supports which of the following general claims about the country described?

  A. If the percentage prescribed by law for insurance companies is decreased, private patients without insurance coverage will pay more for healthcare services.

  B. The dollar amount paid by insurance companies to healthcare providers will not change unless the legally specified percentage is changed.

  C. If the number of patients without insurance coverage grows beyond the number of patients covered by insurance, healthcare providers will adjust their billing practices according to the needs of those patients.

  D. If an economic recession causes the healthcare industry to suffer, the legally prescribed percentage paid by insurance companies will be increased.

  E. Acquiring insurance coverage, if possible, would be a sound economic decision for any patient.


  Under the law, insurance companies only have to pay a fixed percentage of healthcare bills, but private patients must pay the full amount. In addition, if the percentage is changed, healthcare providers will adjust the amount of the bill, so that the dollar amount does not change. If the legal percentage is decreased, healthcare providers must increase the billing level in order to offset the change. Alternatively, if the legal percentage is increased, healthcare providers would have to decrease the billing level in order to offset the change.

  受保人不需要交一分钱,医药费中一定比例保险公司付,剩下的谁都不需要支付。所以healthcare provider(应该是医院)提高医药费时,受保人无影响,保险公司交一样多的钱,受苦受难的就是没投保的人了(因为医药费提高了)。

  因此正确答案 A